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1st Capital Car Title loans can serve your Car Title Loan needs at our local retail offices in: Rock Hill, South Carolina office conveniently located to the greater Charlotte, North Carolina area; Anderson, South Carolina office located in the Greenville, South Carolina that serves all of upstate South Carolina. We also have a Clover, South Carolina office conveniently located to Gastonia, North Carolina. Our new office located on Carowinds Blvd serves all of Charlotte, North Carolina.

You must come to our offices in South Carolina to obtain a loan. Our Title loans have a interest rate of 300% a loan of 1000 with a 300% APR and a 12 month term and $15 lien recording fee , the payments are 11 payments in 271.98 and one payment of 271.89 and the total scheduled interest is $3263.67. The interest on the loan may vary depending upon the timing of the payments made. There is no prepayment penalty. This means that you can pay off your loan at any time without penalty, and you will only be charged interest during the time that you have an outstanding balance. However, we do charge a $15 Lien fee that is forwarded to the Department of Motor Vehicles to record a lien on your title.